It is likely that the Bank of the State of India (SBI) reports a decrease in the fourth quarter of independent net profits, since total income is expected to be discouraged, even when the operating expenses are increasing.
While the margin can be under slight pressure, the quality of the assets is maintained stable, according to analysts.
The largest bank in India is expected to register a growth of loans and anveraje deposits of approximately 13 percent and 10-11 percent, respectively, according to the analyst’s estimates.
The majority of brokerage companies have estimated that SBI registers a growth of 2.5 percent to 4 percent year -on -year (interannual) in net interest revenue at approximately ₹ 43,000 million rupees.
Companies have given a wide range of decreased net profits, ranging from 5 percent to 16 percent.
Emkay Research, in a report, observed that SBI is expected to see a slight contraction of the margin (about 3 percent), healthy treasury earnings and better recoveries from the cancellation group.
The firm estimated that the bank’s NII would grow 2.6 percent year -on -year to ₹ 42,724 million rupees. However, only 5 percent year -on -year to ₹ 19,669 million rupees are observed.
IIFL Capital expects SBI to report a relatively stronger growth or 13-15 percent year-on-year. Deposit growth is seen at approximately 10 percent.
The firm pointed out that SBI should see cash recoveries.
The bank NII estimated at ₹ 43,320 million rupees (4 percent year -on -year growth), non -interesting revenues in ₹ 14,640 million rupees (16 percent decrease) and net earnings to ₹ 17,410 million rupees (16 % decrease).
Elara Capital sees that SBI records the net interest income of approximately ₹ 43,000 million rupees (3.2 percent year -on -year growth) and net gains that decrease 14.7 percent year -on -year to ₹ 17,657 million rupees.
Bank loan and deposits are estimated at 13.7 percent and 11.5 percent, respectively.
Posted on May 2, 2025
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